01
Retirement MRI Risk Scan
A personalized review of your Market Risk, Retirement Income Risk, and IRA / 401(k) Tax Risk — specific to your age, assets, and income situation.
For pre-retirees & retirees with $300K+ saved
Does a Roth Conversion
Make Sense for You?
RMDs, IRMAA surcharges, Social Security taxation, and the widow's penalty can quietly drain your retirement income. The Retirement MRI is a complimentary 15–20 minute diagnostic that uncovers what's hiding inside your current plan — before it becomes expensive.
- Uncover hidden IRA & 401(k) tax exposure
- Stress test your plan for market crashes & income shortfalls
- Compare a Roth conversion to staying in your IRA for your specific situation
- Leave with a clear, data-driven action plan
No sales pitch. No obligation. Just a focused conversation and an honest look at your plan. Show up and you'll also receive a complimentary copy of David Facer's book, Your 401(k) or IRA Is a Ticking Time Bomb.
⏰ 2026 Roth conversion window: book by December 15th to leave time to model and complete a conversion before year-end. David personally conducts each Retirement MRI and availability is limited.
🎁 Complimentary bonus — mailed to you
Your 401(k) or IRA Is a
Ticking Time Bomb
Most people with large IRAs or 401(k)s don't realize they're sitting on a growing tax liability — one that compounds every year they wait. This book exposes the hidden traps inside traditional retirement accounts: RMDs that balloon your tax bracket, IRMAA surcharges that spike your Medicare costs, the widow's penalty that blindsides surviving spouses, and the heir tax burden most families never see coming.
When you book, you'll tell us where to ship it. Show up for your initial call and David will mail you a copy — no strings attached, no obligation to do anything further.
Is this a fit?
Who the Retirement MRI Is For
The MRI is built for people whose retirement accounts are large enough that taxes, RMDs, and sequence risk can make a real difference to their income.
Where you are
- Already retired
- Within 5 years of retirement
- Within 10 years of retirement
What you've saved
- $300K to $5M in investable assets
- Money in an IRA, 401(k), or 403(b)
- Ideally some money in brokerage or other savings
What you want
- Reduce lifetime taxes
- Avoid RMD surprises
- Maximize retirement income
- Protect your legacy for heirs
What you receive
During Your Complimentary Retirement MRI, You'll Receive:
We use the Retirement MRI Method to gather your current plan information, identify hidden risks, stress test possible outcomes, and outline strategic next steps.
02
Retirement Stress Test
Data-driven modeling that shows how market volatility, income withdrawals, longevity, and taxes may affect your plan over time.
03
Roth Conversion Analysis
A side-by-side comparison of staying in your IRA versus converting — with projected tax impact, RMD exposure, and after-tax outcomes modeled out.
04
Action-Oriented Next Steps
Clear reports and recommendations for income planning, Roth conversions, and risk mitigation where appropriate — not generic rules of thumb.
A Complimentary Copy of David's Book
Your 401(k) or IRA Is a Ticking Time Bomb — mailed to you after your initial call. Yours to keep.
Simple process
How the Process Works
The goal is clarity, not pressure. Four straightforward steps — and you decide what to do next.
1
Pick a Time on David's Calendar
Choose a slot for a short 15–20 minute intro call and tell us where to ship your book. Takes about a minute.
2
We Run Your Retirement MRI
We model your plan for market vulnerability, income sustainability, and IRA tax exposure using data-driven tools.
3
We Review the Results Together
A follow-up strategy session where we walk through findings, reports, and practical next steps — no jargon.
4
You Decide What to Do Next
No obligation. You leave with clarity, options, a book on the way, and a clear picture of where risk may be hiding.
Advisor & author
Meet David Facer, MBA
David Facer is a retirement strategist, financial modeler, and author who helps retirees and pre-retirees stress test their plans for market risk, retirement income risk, and IRA tax risk.
- Former software company owner turned retirement strategist — bringing a data-driven, process-oriented approach to retirement planning.
- Developer of proprietary financial modeling tools focused on retirement income, Roth conversion strategy, and tax risk analysis.
- Author of Your 401(k) or IRA Is a Ticking Time Bomb — a plain-language guide to the tax traps hiding inside traditional retirement accounts.
- Personally conducts every Retirement MRI — you work with David, not a call center.
Questions
Frequently Asked Questions
Is the Retirement MRI really free?
Yes. The MRI and the follow-up review are complimentary, with no obligation to do anything afterward.
How long does it take?
The intro call is 15–20 minutes. After we run your MRI, we schedule a follow-up session to walk through the results together.
How do I get the book?
When you pick your appointment time, you'll be asked where to ship it. After your initial call, David mails you a copy.
Will I be pressured to buy something?
No. The goal is to give you a clear picture of your risks and options. What you do next is entirely your decision.
Why book by December 15th?
Roth conversions count toward the tax year in which they're completed. If a conversion makes sense for 2026, it has to be done by December 31st — and modeling it, deciding, and processing it with your custodian takes time. Booking by December 15th keeps that window open.
Find Out What's Hiding in Your Retirement Plan
A 15–20 minute conversation, a data-driven stress test, and a copy of David's book — all complimentary.
⏰ Book by December 15th to act on a 2026 Roth conversion
No obligation. Confidential. Personalized to your situation.