01
Retirement MRI Risk Scan
A personalized review of your Market Risk, Retirement Income Risk, and IRA / 401(k) Tax Risk — specific to your age, assets, and income situation.
For pre-retirees & retirees with $300K+ saved
Your IRA Could Be a
Ticking Tax Time Bomb
RMDs, IRMAA surcharges, Social Security taxation, and the widow's penalty can quietly drain your retirement income. The Retirement MRI is a complimentary 15–20 minute diagnostic that uncovers what's hiding inside your current plan — before it becomes expensive.
- Uncover hidden IRA & 401(k) tax exposure
- Stress test your plan for market crashes & income shortfalls
- Compare a Roth conversion to staying in your IRA for your specific situation
- Leave with a clear, data-driven action plan
No sales pitch. No obligation. Just a focused conversation and an honest look at your plan. Show up and you'll also receive a complimentary copy of David Facer's book, Your 401(k) or IRA Is a Ticking Time Bomb.
⏰ The window to act on a Roth conversion strategy for 2026 closes December 31st. Appointments are limited — don't wait until Q4.
Written by David Facer
Your 401(k) or IRA Is a
Ticking Time Bomb
Most people with large IRAs or 401(k)s don't realize they're sitting on a growing tax liability — one that compounds every year they wait. This book exposes the hidden traps inside traditional retirement accounts: RMDs that balloon your tax bracket, IRMAA surcharges that spike your Medicare costs, the widow's penalty that blindsides surviving spouses, and the heir tax burden most families never see coming.
Show up for your complimentary Retirement MRI and you'll receive a free copy — no strings attached.
What you receive
During Your Complimentary Retirement MRI, You'll Receive:
We use the Retirement MRI Method to gather your current plan information, identify hidden risks, stress test possible outcomes, and outline strategic next steps.
02
Retirement Stress Test
Data-driven modeling that shows how market volatility, income withdrawals, longevity, and taxes may affect your plan over time.
03
Roth Conversion Analysis
A side-by-side comparison of staying in your IRA versus converting — with projected tax impact, RMD exposure, and after-tax outcomes modeled out.
04
Action-Oriented Next Steps
Clear recommendations tailored to your situation — not generic rules of thumb. You leave knowing exactly what to consider and why.
Simple process
How the Process Works
The goal is clarity, not pressure. Four straightforward steps — and you decide what to do next.
1
Schedule a Brief Intro Call
A short 15–20 minute conversation to gather the relevant details of your current retirement plan.
2
We Run Your Retirement MRI
We model your plan for market vulnerability, income sustainability, and IRA tax exposure using data-driven tools.
3
We Review the Results Together
A follow-up strategy session where we walk through findings, reports, and practical next steps — no jargon.
4
You Decide What to Do Next
No obligation. You leave with clarity, options, and a clear picture of where risk may be hiding in your plan.
Advisor & author
Meet David Facer, MBA
David Facer is a retirement strategist, financial modeler, and author who helps retirees and pre-retirees stress test their plans for market risk, retirement income risk, and IRA tax risk.
- Former software company owner turned retirement strategist — bringing a data-driven, process-oriented approach to retirement planning.
- Developer of proprietary financial modeling tools focused on retirement income, Roth conversion strategy, and tax risk analysis.
- Author of Your 401(k) or IRA Is a Ticking Time Bomb — a plain-language guide to the tax traps hiding inside traditional retirement accounts.
- Focused on helping families reduce risk, increase clarity, and make more confident retirement decisions.